PAYMENTS

By paying for your services or donations, you agree that you are concluded a contract under General Terms and Conditions, according to UK legislation, you confirm that you are familiar with them and accept them.

Payment terms are agreed-upon conditions between two parties that specify how, where and when the agreed price is to be paid. In addition to the payment amount, the time of payment and the currency, payments terms include the type of payment, i.e. the means of payment or the payment method.

Find Bulgaria - findbulgaria.co.uk understands that you care about how your private information is used and shared and we appreciate your trust in us. Your privacy is important to us and we work hard to keep your information secure.

Data security is of paramount importance to us. Find Bulgaria takes payment security and customer trust seriously. When you advertise, shop or donate on Find Bulgaria, we take great care to protect your payment details and personal information. Our payment security system encrypts your payment details, such as credit card number, bank account number, and address. This information is encrypted using industry standard encryption during transmission with the appropriate banking institution during order processing. When you purchase from a third-party seller on our site, we do not share your payment details with third-party sellers.

We maintain physical, electronic and procedural safeguards in connection with the collection, storage and disclosure of personally identifiable customer information. This includes occasionally requesting proof of identity before we disclose personal information to you.

We are using SumUp as a payments provider. www.sumup.co.uk

ADVERTISING
These Terms and Conditions shall apply to all Advertisements submitted to the Publisher. An Advertisement submitted to the Publisher for publication shall not be deemed to have been accepted unless and until either confirmed in writing by the Publisher or the campaign commences and the first Advertisement appears in the relevant Publication. By submitting an Advertisement to the Publisher, the Customer agrees to be bound by these Terms and Conditions and the Rate Card, even if it is acting as agent or buyer for the actual advertiser. For the avoidance of doubt, the Customers standard terms and conditions of purchase or any other standard terms and conditions shall not apply.
In these terms and conditions the following definitions shall apply: Actual Advertisement Placements
means the actual number of placements of an Advertisement in any Publication in any 12 month period preceding any anniversary of the Publication Date
Advertisement
means an advertisement published, reproduced or inserted in or on any Journal, E-Mail Campaign or Digital Format pursuant to an Advertisement Order
Advertisement Order
means any order for an Advertisement submitted to the Publisher for the publication, reproduction or insertion of Material in or on any Publication
Digital Format
means any internet site, application or other digital format operated, owned or controlled by the Publisher or any third party partner of the Publisher comprising its partner network
Expected Advertisement Placements
means the expected number of placements of an Advertisement in any Publication used to calculate the rates (prior to the Publication Date) the Customer will pay the Publisher
Customer
means the person or legal entity who submits an Advertisement Order, whether such person or legal entity is the advertiser of the relevant product or service, the Advertisers advertising agency, media buyer, or a recruiter representing a prospective employer
E-Mail Campaign
means any e-mail campaign undertaken by or on behalf of the Publisher
Journal
means any journal or other print publication published by or on behalf of the Publisher
Material
means any advertising material/copy, artwork, photographs or other material provided or to be provided by the Customer in connection with the Advertisement Order
Publication
means any Journal, Digital Format or E-mail Campaign
Publication Date
means the date the Customers Advertisement is first published in a Publication

The Customer grants the Publisher an irrevocable, world-wide, royalty-free licence to reproduce, publish and republish the Advertisement within the relevant Publication (irrespective of the medium or platform in or on which it is published) in accordance with the provisions of the Advertisement Order.
The Publisher may reject, refuse, omit, postpone, cancel, or require changes to the whole or part of any Material, Advertisement Order or Advertisement submitted for insertion into a Publication at any time, whether or not it has accepted the Advertisement Order, including the dates for publication and positioning of the Advertisement, or to accept the Advertisement Order subject to additional conditions which will be notified by the Publisher to the Customer.
The Customer shall submit all Advertisements to the Publisher in accordance with the Publishers then current technical specifications (as may be updated from time to time), the current version of which is available on request
Save to the extent caused by its negligence, the Publisher shall not be responsible for any error or omission in the insertion of any Advertisement, or for any damage or loss of any copy, electronic files, data, drawings or other materials supplied for the purpose of an Advertisement or any shrinkage or colour alteration that may occur during the normal course of production.
It is the Customers responsibility to ensure that all Advertisements are correct, accurate and not misleading. The Publisher accepts no responsibility for any errors in an Advertisement including (without limitation) any errors which arise as a result of any changes or alterations undertaken by the Publisher at the Customers request. In respect of any Advertisement in a Journal, in the event of an error in a published Advertisement as a result of a material typographical error caused by the Publisher, the Publisher agrees to re-run the Advertisement free of charge in the next available edition of such Journal.
The Customer acknowledges and agrees that any Advertisements published on any Digital Format may be available on the Publishers network of partner Digital Formats. The Publisher reserves the right to add or remove a partner Digital Format from its partner network, at its sole discretion. The Publisher hereby disclaims all responsibility and liability for the services, software and/or results of or provided by any of the Digital Formats comprising the Publishers partner network.

WARRANTIES
The Customer contracts with the Publisher as a principal and warrants and represents to the Publisher that:
it has full capacity and authority to enter into a binding contract with the Publisher on the provisions of these Terms and Conditions. all information and Material supplied to the Publisher is true, accurate and not misleading, and nothing contained in it is liable to bring the Publisher or any Publication into disrepute
the Material is not obscene, defamatory, fraudulent, misleading or libelous, and shall not give cause, whether directly or indirectly, for any action to be brought against the Publisher for libel, fraud or publication of a false or misleading statement the Material will not infringe the intellectual property rights or any other rights (including without limitation any right of privacy or confidence) whatsoever of any third party or unfairly prejudice the legitimate interest of any third party by implication or otherwise
the Material complies with all applicable legislation, laws, regulations and codes of practice (or similar)
the Material complies with the requirements from time to time of English financial services legislation both as to content and authorisation (including but not limited to the Financial Services and Markets Act 2000)
the Material complies with the Committee of Advertising Practices British Code of Advertising, Sales Promotion and Direct Marketing and all other codes under the general supervision of the Advertising Standards Authority or any successor body (as may be amended from time to time) and that without limitation all material included within an Advertisement is accurate, legal, decent, honest and truthful
it shall not represent to any third party that the Publisher in any way endorses the Customer, the Advertisement and/or the Customers products or services
it shall ensure that all Advertisements submitted for publication are clearly recognisable as advertising and not designed to resemble editorial content. Where an Advertisement resembles editorial content or advertorial, the Customer warrants that the Advertisement and the Material complies with the Publishers guidelines concerning advertisements that resemble editorial content which are available to the Customer on request
where an Advertisement includes a competition, prize draw or similar promotion, the Material complies with, and the competition, prize draw or promotion shall be conducted by the Customer, in accordance with all applicable laws and regulations, and the Customer shall be responsible for the provision of all prizes
the Material shall not indicate an intention to discriminate on grounds of sex, race, religion or belief, disability, ethnic origin, age or sexual orientation (unless such an Advertisement is exempted from any statutory requirements relating to such forms of discrimination and the Customer notifies the Publisher of the applicability of such an exemption at the time when the Advertisement Order is submitted to the Publisher)
the Material shall not cause disruption to any computer, computer system, network or any Digital Format, and shall be free from viruses or malicious code
the Material shall not be prejudicial or damaging to the reputation of the Publisher or the Publications it shall provide the Publisher with all necessary Material by the date notified by the Publisher to the Customer, such date being of the essence. If the Customer fails to provide such Material by such date, the Customer acknowledges and agrees that the Publisher may not be able to fulfil its obligations under the Advertisement Order or these Terms and Conditions and accepts that the Publisher will not be liable for any such failure to any extent or at all
it shall not without the prior permission of the Publisher embed any tracking device, cookies, beacon, floodlight or other technological device in or as part of an Advertisement published on any Digital Format that enables the Customer to track or analyse the online behaviour of any user to which such Advertisement is served
it has all necessary rights, licences and consents (including where necessary regulatory consents and consents from persons or entities cited or quoted in the Material) needed to permit the Publisher to use, display, reproduce, insert or publish the Material
The Publisher warrants to the Customer that it shall use reasonable care and skill in carrying out its obligations under these Terms and Conditions. Except as otherwise expressly provided herein, all conditions, warranties, terms, prior representations, and undertakings express or implied, statutory or otherwise in respect of the services provided hereunder by the Publisher are to the fullest extent permitted by law expressly excluded.
Without limiting clause 3.2, the Customer agrees and acknowledges that the Publisher makes no representation or warranty:
that any publication of any Advertisement will be confined to persons resident in any particular legal jurisdiction(s)
as to the exact number of page impressions that will be delivered on specific dates during an online campaign
as to the quality of reproduction of Advertisements in any of the Publications
the exact layout and format of any Publications which shall be in the discretion of the Publisher
as to the availability of any Digital Format, and in each case the Publisher accepts no liability to the Customer in respect of the same.

LIABILITY AND INDEMNITY
Nothing in this clause 4 shall be construed as excluding or limiting the Publishers liability for death or personal injury caused by its negligence or fraud.
Subject to clause 4.1, the Publisher shall not be liable to the Customer in contract, tort (including negligence) or otherwise for any indirect, consequential or special loss or any loss of Material, loss of profits, loss of business, loss of contracts, loss of orders, loss of revenue, loss of goodwill, loss of data or loss of anticipated savings.
Subject to clause 4.1, the liability of the Publisher in respect of any and all other claims (whether in contract or tort) arising out of or in connection with an Advertisement or Advertisement Order shall not exceed the amount the Customer has paid the Publisher in connection with that Advertisement or Advertisement Order.
The Customer agrees to on demand fully indemnify and keep fully indemnified the Publisher, its directors, agents and employees against any and all losses, liabilities, costs, claims, damages, demands, expenses and fees (including but without limitation legal and other professional fees) suffered or incurred by the Publisher arising out of or in connection with:
any other breach of these Terms and Conditions by the Customer or
any actual or potential infringement of a third partys intellectual property rights
the publication by the Publisher of an Advertisement in accordance with an Advertisement Order.

The Publisher reserves the right to place the word Advertisement in any Advertisement containing Material which the Publisher considers, in its sole opinion, to too closely resemble editorial content. With the exception of the Customer’s payment obligations, neither the Publisher nor the Customer shall be liable to each other for any failure to comply with the provisions of these Terms and Conditions as a result of any event beyond the reasonable control of either of them.
Any notice or correspondence required to be given under these Terms and Conditions may be delivered personally or sent by prepaid registered post to the other party at the addresses set out in the Advertisement Order, or such other address as may be notified in accordance to the other party from time to time. Any notice so sent shall be deemed to have been duly given upon delivery at the address of the relevant party.
If any provision of these Terms and Conditions is held for any reason to be ineffective or unenforceable (in whole or in part) this shall not affect the validity or enforceability of the other Terms and Conditions set out herein, which shall remain in full force and effect.
A waiver by the Publisher of any breach if these Terms and Conditions will not be treated as a waiver of any subsequent breach of the same or any other provision by the Customer.
No third party shall have any rights to enforce these Terms and Conditions against the Publisher.
shall constitute the entire agreement between the parties with regard to its subject matter and shall supersede all prior understandings, commitments and undertakings that either party may have given.
The contract between the Customer and the Publisher is personal to the Customer. The Customer may not assign, sub-license, sub-contract, transfer or charge the contract or any part of it without the prior written consent of the Publisher